Thursday, January 12, 2012

Tues., Jan. 10 - Managua/Grenada

From Stephanie Chon:


Hola mis amigos!

Today marked a significant occasion in Nicaragua's long history of political turmoil. Nicaragua celebrated the inauguration of their President, Daniel Ortega, or as we like to call him, Danny. Iranian President Mahmoud Ahmadinejad and Venezuelan President Hugo Chavez, two of the most infamous leaders in the world, joined in on the celebrations here in Nicaragua. Unfortunately, due to the large rallies and possible dangers that could result from Ortega's inauguration, we decided to change our travel plans and leave the country's capital of Managua sooner than we had originally planned. We were unable to witness any major events in Managua because of the possibility that we may have not been able leave the area.

We started our day off with a visit to the Universidad Americana (UAM), which is the school that our Nicaraguan peers attend. We listened to a presentation given by Ricardo Terán Terán, the co-founder and managing partner of Agora Partnerships. Agora is a non-profit organization that invests human, social, and financial capital to accelerate the growth of high-impact entrepreneurs in the developing world. The organization works with small and growing businesses (SGB), which are commercially viable businesses, typically with 5-250 employees and strong potential for growth. It was really fascinating to learn about Agora since they are not a micro-financing organization, but still deal with entrepreneurs that impact underdeveloped communities.

After the presentation ended, we watched a brief video clip created by one of the UAM students about UAM and their international programs. We then got together with our group members from UAM to work on our projects for each of our assigned entrepreneurs. It was really interesting to see the campus layout structure, which was very open to nature.

The next stop was one of Nicaragua’s major banks, Banco LAFISE Central for a tour of their main office and a presentation about their experience in the micro-financing sector. We toured the building, seeing the different offices designated for each department as well as the cafeteria where all the workers can go to eat lunch. We noticed an abundance of art including large paintings and sculptures throughout the building, which are bought from galleries such as Codice: Galeria de Arte Contemporaneo y Artesania Nacional. One thing that really stood out to us was the number of female employees that worked at the bank. There is a great deal of gender equality, with a higher female to male ratio. We then listened to a presentation by a few of the bank employees, including one of the sons of bank owner and president.

In their presentation, they briefly discussed their current charity program with MIT of distributing free computers and setting up Wi-Fi connections for primary schools in extremely impoverished areas of Nicaragua. So far, LAFISE has helped distribute over 22,000 computers throughout Nicaragua and has already seen improvements in drop out rates as well as student attendance rates. They first select the school, Internet in school, and then work with local Internet companies that donate their Internet service to the schools. They then bring teachers to the bank in order to train them on how to use the computers for their teaching programs. After the presentation, LAFISE treated us to a nice lunch. We sat with the President’s son and other employees where we discussed more aspects of the LAFISE bank. At the end of our lunch, the President and owner and the General Manager came to greet all of us, which was actually very surprising. It’s not very often that company CEO’s and bank owners actually make an appearance for groups of students. Before we left, we each received gifts from the bank, which included a hat, a water bottle, and a pen, all branded of course, with the LAFISE name.

Our last stop in Managua before making our way to Grenada was the Masaya Volcano, which is Nicaragua’s first and largest National Park. As soon as we arrived to the volcano, there was a very strong smell of sulfur in the air that made it difficult for everyone to breath. We climbed up the steps to the top of the volcano to better see the depth of the actual crater. There is also a wooden cross at the top of the volcano put there centuries ago by the people to appease the Gods and keep the demons from escaping the volcano. Our friend from UAM said that the volcano is known as “the gates of hell”. We didn’t stay at the volcano for too long because it became too difficult to breathe after awhile. Before we left the Mayasa Volcano, we quickly walked through the museum in the National Park. I thought it was a really interesting contrast to the museums back home in D.C. The museum consisted mostly of pictures and models of the different volcanoes and nature in Nicaragua.

When we finally got to Granada, the difference from Managua was instantly apparent. Just from the cleanliness of the streets and the absence of visible slum housing and the bright and colorfully painted buildings. The city definitely has a historic colonial Spanish charm to it. Our hotel, Hotel Con Corazon is really beautiful with a very cozy and earthy atmosphere and feel to it. There are hammocks hanging in the main as well as a big wooden swing. One of the best aspects of the hotel is that it works with local artisans to help sell their products and they also incorporate artisan products in the hotel décor.

Our dinner in Granada was definitely one of the best experiences so far just from the bonding and memories that we made. We all headed out to the main strip where all the “gringos” go to dine. We ate at El Zaguan, where we were able to enjoy listening to two guitarists playing and singing Spanish songs, while we waited for our meals. The best part of dinner was when we asked the guitarists to serenade Lily with a Spanish love song, Besame Mucho. She was very moved by the song of choice because of the nostalgic feelings and memories.

We had an interesting walk back to the hotel. First, we saw a fairly large dead rat in the middle of the road and then we saw a man passed out in the middle of the square. We were worried that he was unconscious or worse until another concerned passerby came by and noticed that he was snoring. A couple of us had leftover food from the restaurant, which we were planning on giving to any children or people that we thought would eat it. As we were looking for people, we walked by two older women who began shouting at us asking and reaching out for the baggies of food in our hands. After handing them the food, they asked for our bottles of water to drink with the food.

We ended our night on a calm note with everyone just hanging around the hotel. Overall, it was definitely one of the best days we’ve had so far, but we’re all really excited and looking forward to getting to San Juan del Sur in a couple of days.


Wednesday, January 11, 2012

Pics from Wed., Jan 11

Tim Rogers, political analyst, gave us his views on the  election and  inauguration.

Carmen, Amiel, Pratik, Richard (UAM-CUSE) and Jane working on their Opportunity International presentation
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Big lunch with 16 of us, 7 from Opportunity International and 4 from UAM-CUSE
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Josue (UAM-CUSE) and Leslie presenting

Dillon presenting

Chelsea presenting

Nikita and Stephanie presenting

The UMD, UAM-CUSE and Opportunity International group

Day 2 in Managua- January 9, 2011

Hellooo everyone!

So we had another great day in Nicaragua. The day started off with breakfast in the hotel with the students from Universidad Americana who are working with us on our projects. There are 3 of them, Roger, Richard, and Josue, who are all business majors at the University here. It was great getting to know them and hearing their unique stories. I think everyone was very excited to finally meet the students we had been hearing about for so long. What was even better was that all 3 of them had crazy stories; from living in Sri Lanka to being a US Marine Corp stationed in Iraq.

We spent the next few hours working on our presentations for Opportunity International as well as discussing what we can do for entrepreneurs we are working with. This was very helpful for my group because Roger (who was paired up with us) had a lot of information on what doing business in Nicaragua is like. He had a lot of insight into the legal and cultural differences between doing business here that we would have never thought about. Also, he had met Roxanna, the woman we are consulting for in San Juan. He was able to give us a lot more information as well as show us pictures of Roxanna’s business.

After all the groups wrapped up, we headed to the Hilton for lunch. Lunch was buffet style and we got to further get to know our group as well as bond with the Nicaraguan students. My favorite part about the lunch was the delicious chocolate dessert.

After lunch we headed to the Frontera bookstore to hear from a number of speakers in the microfinance field. First, two speakers from Esperanza Accion spoke about the work they did in Nicaragua. One of them was an American women with a lot of interest in helping the poor in the country and the other was a local Nicaraguan who has always been involved in volunteer work. The organization is very small and works with/lends money to artisans all over Nicaragua. Something unique about the organization is that there is 0% interest on the loans that are given out. This was the first time I had heard of a microfinance organization that requires its clients to pay back solely the principal amount. Also, the company conducts all sorts of training for the entrepreneurs to help them grow and create successful businesses. Examples of training programs include how to calculate fair prices, how to market and how to save. In addition, EA also exports products for artisans to customers abroad as well as sells some products at a store in Managua. Another aspect of technical assistance that they provide is advice on what sorts of products to sell and how to adjust the artisan’s products to meet market needs.

Next, Jaun Paulino (an adorable Nicaraguan man, known for his excellent pottery), spoke to us about what being an artisan is like. Juan Paulino took advantage of all the great programs EA offers and has made himself a successful entrepreneur. He spoke about how important it is to learn and make changes based on what you learn. He also talked about how important it is to alter products for different customers; (he started making décor with cats just because an American woman had told him to). He was an extremely nice man and I am looking forward to visiting his pottery factory to see more of his work.

After that, David, the Executive Director of Opportunity International (the microfinance organization we are presenting to) spoke to us about his organization. He is a graduate of University of Alabama who knew he wanted to live in Central/South America post graduation. OI is an asset based organization that focuses on not only lending money out, but community development. OI is split into two different parts- Nicaworks and Ojala. Nicaworks is the lending aspect of OI while Ojala has programs to support the entrepreneurs OI works with.

OI focuses on “co-investment” so both parties (OI and the small business owner) have a stake in the business. Some themes that came up a lot in David’s presentation were relationship building and sustainability. He stressed the importance of getting to know the people and working with people who you can truly trust. OI does a background check on the entrepreneurs, makes sure everything is coexistent as well as sets collateral before letting anyone borrow money. Another point that was stressed was sustaibility. In order to create lasting change, the first step to change is community buy in. Without the community truly believing in a cause, any efforts from outside sources will not last. We learned a lot more from David and his passion for the mission of OI was evident. One of his projects that I was especially interested was a school he is starting in Nicaragua. The school is for high school students and teaches the students the typical high school curriculum as well as a trade. For example, some students are going to be learning how to farm so wen they come out of high school they already have internship experience under their belt. In addition, the school is going to sell the products of the students so it is completely self sustainable. All of the money made from sales goes right back into the school. I thought this was a very cool idea and should be started in developing areas all over the world.

The next stop was the chocolate factory. Mombotombo chocolate is a luxury brand of Nicaraguan chocolate that is made in a small factory in Managua. We had the chance to get a tour of the facility (in our fancy blue hairnets) as well as learn what the process to making fine chocolate is. The best part about it was the FREE SAMPLES. The taste of the chocolate was pretty interesting. I usually don’t enjoy dark chocolate very much but the orange flavored chocolate I had was delicious.

From the chocolate factory we headed to the restaurant we were eating dinner at. We got there early so decided to spend some time walking around the area and checking out the streets of Managua by foot.

The dinner was probably my favorite meal so far. There was so much delicious, authentic Nicaraguan food served on one large plate, for 3-4 people to share. I had rice, beans, plantains, friend cheese, tortillas and a very yummy corn soup like dish. I personally ate so much that I was entirely too full to try the fantastic looking desserts. The restaurant was Nicaraguan themed with waitresses in authentic dresses and a guitarist playing Spanish music for us at dinner. During dinner we also got to witness street dancers. Children, some dressed in giant masks, danced and acted out funny scenes while others played music in the background. The dining experience was very memorable.

After we got back to the hotel, some of us students along with Zaida and Lily sat around the pool and chatted while annoying the great weather. It was a fun time. I cant believe we’ve only been here for 2 days! I cant wait for Granada tomorrow!!!

Day 3 Pictures, Managua/Masaya


Ricardo Teran from AgoraPartners

UAM-CUSE with UMD: From left, Mary Helen (international programs), professor Roger Conrado, Assistant Provost Giselle Povedo, Provost Marvin Happel, Jane, Pat, Zaida, Sue and Lily

UMD and UAM-CUSE students and faculty

Lafise's international bank manager and Leslie

Lafise general manager and president 

Masaya volcano - the picture doesn't capture the strong sulfur smell!

Nikita and Dipti at the volcano

Pratik and Dillon at dinner

Amiel and Sandhya at dinner

Monday, January 9, 2012

Monday, Jan. 9 Pictures


Breakfast at the hotel with Prof. Roger Conrado and his three students from Universidad Americana College of University Studies in English.

Universidad Americana student Richard, working with Amiel, Carmen and  Pratik

Emily Hewes from Esperanza en Accion at Susan's booksore, with Carmen, Amiel and Chelsea

Jamileth Perez and Juan Paulino Martinez (potter) of Esperanza en Accion
 
UAM-College of University Studies in English Provost Marvin Happel

David Kone of Opportunity Internatioal

At the chocolate factory.  Back row, Richard, Amiel, Pratik, Dillon, Matt, Nikita, Josue, Roger.  Front, Stephanie, Dipti, Sandhya, Chelsea, Leslie, Carmen

Lily and Sue

We went to an upscale mall, and Lily, Pat and Zaida couldn't resist getting the lastest fashion in hats

Actually, we all had to wear the attractive blue nets during the chocolate factory tour.  Richard is translating for us.
At dinner at Donia Haydee's, Chelsea, Jane, singer and guitarist Tomas and Zaida

Dinner was traditional Nicaraguan foods served by wait staff in costume.

First day pictures


Our chefs at lunch, behind Matt, Dillon, Pratik and Dipti

Sue, Jane, Pat at the gallery

Dipti, Stephanie, Chelsea, Carmen, Nikita at the gallery

All of us at the big mall

Juanita and Jane at the gallery

Susan at the bookstore

Pictures from our first day, Sunday, Jan. 8

Sunday, January 8, 2012

8 Jan 2012

*Unfortunately my roommate, Carmen, had some technical problems with the blog...so she is going to post through my account today! Here it is:

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Today was officially our first full day in Nicaragua. We spent the day in Managua doing lots of touring, eating delicious foods, and listening to the stories of various business owners.

First we ate breakfast at the hotel restaurant where we were able to choose from a variety of foods at the buffet. There was French toast, lots of fresh fruits, bacon, cereal, and an omelet stand, just to name a few. The buffet also included a stand where a lady dressed in traditional Nicaraguan clothing served tortillas. Unfortunately, I did not get a chance to try them, but definitely plan to do so before we leave. After breakfast, we gathered our cameras and water bottles and headed into town to visit Codice: Galeria de Arte Contemporaneo y Artesania Nacional.

Riding through town heading to the gallery gave us a chance to see the people of Nicaragua in their daily routines about the streets. There were men pushing carts filled with various goods, people standing on the curbs waiting for the bus, and many families busy at work in the front rooms of their homes. It was amazing to see the number of people who run businesses out of their homes, in particular grocery stores.

Upon our arrival to the gallery, we met Juanita who thoroughly explained to us how she started the gallery and keeps it running on the day to day basis. She works very closely with local contemporary artists as well as Artisans to fill her gallery with their works of art, which range from paintings, to pottery, to baskets, etc. Her story of how she became interested in starting the gallery is interesting as she wanted to give the local artists a chance to display their work. Once we left the gallery we headed to the mall to take a quick look at the style of the Nicaraguan mall and then headed off to lunch.

While the mall was quite similar to the malls in the U.S., the restaurant where we had lunch, Ola Verde, was new to me. It is a vegetarian restaurant which was founded by the owner to inform Nicaraguans on how to eat healthier by including more fruits and vegetables in their diets. The owner was very passionate about the topic of nutrition and continuously uses her restaurant as a way to promote healthy eating habits in Nicaragua. In addition to the nutritious menu, which does include meat, the restaurant offers cooking classes to teach those in the community how to prepare healthier meals. Once we finished lunch we visited the traditional Nicaraguan markets.

Many of the stores in the markets were similar to one another in that they either sold pottery, souvenirs, or groceries. This too gave us more exposure to the Nicaraguan culture because we were able to see how some families rely on tourists to make a living and keep their businesses up and running. There is the young man who wants you to buy the beautiful rose that he made out of a palm tree leaf or the young lady that wants you to buy some gum both continuously circling the market trying to make a few sales. Once we finished touring the markets and getting a few souvenirs we made a quick ice-cream stop and then visited Susan’s bookstore Libreria: Frontera Books.

At the book store we got a chance to walk around and see the various books that were available to the locals both in English and Spanish. Susan was also kind enough to give us a short lecture on how she ended up in Nicaragua and her experiences as a business owner in Nicaragua. We also were able to get the scoop on politics in Nicaragua considering that there are a few visitors coming to town Tuesday. After our visit at the bookstore we walked over to Pane E Vino, an Italian restaurant, where we enjoyed dinner. We ate flat bread with cheese, vegetables, pasta, pizza, and delicious desserts. This was a great time for us to bond and reflect as a group on our first day in Nicaragua. Now, everyone is winding down and preparing for the day ahead. Breakfast at 8 A.M. Don’t be late!